{"id":18,"date":"2018-04-24T02:00:00","date_gmt":"2018-04-24T14:00:00","guid":{"rendered":"https:\/\/www.waynerealtyins.com\/blog\/?p=18"},"modified":"2018-04-24T12:24:59","modified_gmt":"2018-04-24T18:24:59","slug":"what-is-a-floodplain-and-why-does-it-affect-your-insurance","status":"publish","type":"post","link":"https:\/\/www.waynerealtyins.com\/blog\/what-is-a-floodplain-and-why-does-it-affect-your-insurance\/","title":{"rendered":"What Is A Floodplain and Why Does It Affect Your Insurance?"},"content":{"rendered":"<p>At Wayne Realty &amp; Insurance Co., Inc.&nbsp;residents who live in the Goldsboro, NC area can find the perfect property and buy the insurance they need to protect it at one convenient location. As realtors, we can quickly identify properties that are located in floodplains. We can also stress the importance of flood insurance to the potential home buyer. Flooding causes millions of dollars of damage each year to homes and businesses all over the country. Many of them do not have the proper insurance. A home insurance policy will not always cover the effects of water damage or flooding.<\/p>\n<p><strong>What Is A Floodplain?<\/strong><\/p>\n<p>A floodplain is any land near any body of water, river, stream, or&nbsp;waterway that can flood if the area gets too much rain. Floodplains are often low-lying areas that tend to fill with water rather quickly once the ground becomes saturated. A floodplain can extend several miles away from the original water source. All of the homes within this area can expect some degree of damage if flooding occurs.<\/p>\n<p><strong>When Do You Need Flood Insurance?<\/strong><\/p>\n<p>Any time you build a home or any type of building on land that is within a designated floodplain, it&#8217;s vital that you purchase the appropriate insurance. Without the right amount of coverage, you could experience a devastating financial loss if the area becomes flooded and your building receives extensive damage.<\/p>\n<p>If you live in or near Goldsboro,&nbsp;NC and are unsure if your property lies in a floodplain, call the agents of Wayne Realty &amp; Insurance Co., Inc. today. The agents can determine if there is a floodplain near your property and if so, how much insurance you should have in place to adequately protect your home and property.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>At Wayne Realty &amp; Insurance Co., Inc.&nbsp;residents who live in the Goldsboro, NC area can find the perfect property and buy the insurance they need to protect it at one convenient location. As realtors, we can quickly identify properties that are located in floodplains. We can also stress the importance of flood insurance to the [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[5,9],"class_list":["post-18","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-goldsboro-nc","tag-wayne-realty-insurance-co-inc-2"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.10 - aioseo.com -->\n\t<meta name=\"robots\" content=\"max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n\t<meta name=\"author\" content=\"admin\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.waynerealtyins.com\/blog\/what-is-a-floodplain-and-why-does-it-affect-your-insurance\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.10\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | Wayne Realty &amp; Insurance Co., Inc |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"What Is A Floodplain and Why Does It Affect Your Insurance? 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