{"id":227,"date":"2026-10-31T12:00:00","date_gmt":"2026-10-31T18:00:00","guid":{"rendered":"https:\/\/www.waynerealtyins.com\/blog\/?p=227"},"modified":"2026-10-28T03:53:40","modified_gmt":"2026-10-28T09:53:40","slug":"what-is-a-property-insurance-deductible","status":"publish","type":"post","link":"https:\/\/www.waynerealtyins.com\/blog\/what-is-a-property-insurance-deductible\/","title":{"rendered":"What Is a Property Insurance Deductible?"},"content":{"rendered":"<p>Do you have property insurance? This broad category of insurance provides coverage for your structures and often the contents inside. Many types of property insurance also provide liability coverage as well. Having property insurance can help you in many ways.<\/p>\n<p>One important part of your property insurance is the deductible. Knowing what the deductible is and how it works can help you if you need to file a claim.&nbsp;<\/p>\n<p>The professionals at Wayne Realty &amp; Insurance Co Inc. servicing&nbsp;Goldsboro, NC can answer your questions about insurance deductibles. We can also help you adjust your insurance deductible if you need to. If you need to file a claim with your insurance, we&#8217;re your resource for this as well.&nbsp;<\/p>\n<h2>All About Property Insurance Deductibles<\/h2>\n<p>The insurance deductible on your property insurance policy is your contribution toward your repairs if you file a claim. For example, if your property sustains damage during a covered event and you choose to file a claim, you will be required to pay the amount of the deductible toward the repairs. If your deductible is $500, this is how much you will be required to pay.&nbsp;<\/p>\n<h2>Does Your Deductible Affect Your Insurance Premium?<\/h2>\n<p>Deductibles can affect insurance premiums. For example, if your insurance deductible is $500, and you choose to raise the deductible to $1,000, your insurance premium may go down.&nbsp;<\/p>\n<h2>How Can You Get Property Insurance?<\/h2>\n<p>You can get property insurance by working with the team at Wayne Realty &amp; Insurance Co Inc. servicing&nbsp;Goldsboro, NC. We&#8217;re an independent insurance agency, which means that we can help you shop around for an insurance policy. We work with many insurance companies, and we can help you choose the best property insurance policy for your needs. Contact us to get started.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Do you have property insurance? This broad category of insurance provides coverage for your structures and often the contents inside. Many types of property insurance also provide liability coverage as well. Having property insurance can help you in many ways. One important part of your property insurance is the deductible. Knowing what the deductible is [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[19,25,20,26,9],"class_list":["post-227","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-goldsboro","tag-insurance","tag-nc","tag-property","tag-wayne-realty-insurance-co-inc-2"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.4 - aioseo.com -->\n\t<meta name=\"robots\" content=\"max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n\t<meta name=\"author\" content=\"admin\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.waynerealtyins.com\/blog\/what-is-a-property-insurance-deductible\/\" \/>\n\t\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 5.0.4\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | Wayne Realty &amp; Insurance Co., Inc |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"What Is a Property Insurance Deductible? | Blog | Wayne Realty &amp; Insurance Co., Inc\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.waynerealtyins.com\/blog\/what-is-a-property-insurance-deductible\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2026-10-31T18:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2026-10-28T09:53:40+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary\" \/>\n\t\t<meta name=\"twitter:title\" content=\"What Is a Property Insurance Deductible? | Blog | Wayne Realty &amp; Insurance Co., Inc\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.waynerealtyins.com\\\/blog\\\/what-is-a-property-insurance-deductible\\\/#article\",\"name\":\"What Is a Property Insurance Deductible? | Blog | Wayne Realty & Insurance Co., Inc\",\"headline\":\"What Is a Property Insurance Deductible?\",\"author\":{\"@id\":\"https:\\\/\\\/www.waynerealtyins.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.waynerealtyins.com\\\/blog\\\/#organization\"},\"datePublished\":\"2026-10-31T12:00:00-06:00\",\"dateModified\":\"2026-10-28T03:53:40-06:00\",\"inLanguage\":\"en-US\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.waynerealtyins.com\\\/blog\\\/what-is-a-property-insurance-deductible\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.waynerealtyins.com\\\/blog\\\/what-is-a-property-insurance-deductible\\\/#webpage\"},\"articleSection\":\"Insurance, goldsboro, insurance, nc, property, Wayne Realty &amp; Insurance Co Inc.\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.waynerealtyins.com\\\/blog\\\/what-is-a-property-insurance-deductible\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.waynerealtyins.com\\\/blog\\\/#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.waynerealtyins.com\\\/blog\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.waynerealtyins.com\\\/blog\\\/category\\\/insurance\\\/#listItem\",\"name\":\"Insurance\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.waynerealtyins.com\\\/blog\\\/category\\\/insurance\\\/#listItem\",\"position\":2,\"name\":\"Insurance\",\"item\":\"https:\\\/\\\/www.waynerealtyins.com\\\/blog\\\/category\\\/insurance\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.waynerealtyins.com\\\/blog\\\/what-is-a-property-insurance-deductible\\\/#listItem\",\"name\":\"What Is a Property Insurance Deductible?\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.waynerealtyins.com\\\/blog\\\/#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.waynerealtyins.com\\\/blog\\\/what-is-a-property-insurance-deductible\\\/#listItem\",\"position\":3,\"name\":\"What Is a Property Insurance Deductible?\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.waynerealtyins.com\\\/blog\\\/category\\\/insurance\\\/#listItem\",\"name\":\"Insurance\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.waynerealtyins.com\\\/blog\\\/#organization\",\"name\":\"Blog | Wayne Realty & Insurance Co., Inc\",\"url\":\"https:\\\/\\\/www.waynerealtyins.com\\\/blog\\\/\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.waynerealtyins.com\\\/blog\\\/author\\\/agentinsure\\\/#author\",\"url\":\"https:\\\/\\\/www.waynerealtyins.com\\\/blog\\\/author\\\/agentinsure\\\/\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\\\/\\\/www.waynerealtyins.com\\\/blog\\\/what-is-a-property-insurance-deductible\\\/#authorImage\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g\",\"width\":96,\"height\":96,\"caption\":\"admin\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.waynerealtyins.com\\\/blog\\\/what-is-a-property-insurance-deductible\\\/#webpage\",\"url\":\"https:\\\/\\\/www.waynerealtyins.com\\\/blog\\\/what-is-a-property-insurance-deductible\\\/\",\"name\":\"What Is a Property Insurance Deductible? | Blog | Wayne Realty & Insurance Co., Inc\",\"inLanguage\":\"en-US\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.waynerealtyins.com\\\/blog\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.waynerealtyins.com\\\/blog\\\/what-is-a-property-insurance-deductible\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/www.waynerealtyins.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/www.waynerealtyins.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"datePublished\":\"2026-10-31T12:00:00-06:00\",\"dateModified\":\"2026-10-28T03:53:40-06:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.waynerealtyins.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.waynerealtyins.com\\\/blog\\\/\",\"name\":\"Blog | Wayne Realty & Insurance Co., Inc\",\"inLanguage\":\"en-US\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.waynerealtyins.com\\\/blog\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"What Is a Property Insurance Deductible? | Blog | Wayne Realty & Insurance Co., Inc","description":"","canonical_url":"https:\/\/www.waynerealtyins.com\/blog\/what-is-a-property-insurance-deductible\/","robots":"max-snippet:-1, max-image-preview:large, max-video-preview:-1","keywords":"","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.waynerealtyins.com\/blog\/what-is-a-property-insurance-deductible\/#article","name":"What Is a Property Insurance Deductible? | Blog | Wayne Realty & Insurance Co., Inc","headline":"What Is a Property Insurance Deductible?","author":{"@id":"https:\/\/www.waynerealtyins.com\/blog\/author\/agentinsure\/#author"},"publisher":{"@id":"https:\/\/www.waynerealtyins.com\/blog\/#organization"},"datePublished":"2026-10-31T12:00:00-06:00","dateModified":"2026-10-28T03:53:40-06:00","inLanguage":"en-US","mainEntityOfPage":{"@id":"https:\/\/www.waynerealtyins.com\/blog\/what-is-a-property-insurance-deductible\/#webpage"},"isPartOf":{"@id":"https:\/\/www.waynerealtyins.com\/blog\/what-is-a-property-insurance-deductible\/#webpage"},"articleSection":"Insurance, goldsboro, insurance, nc, property, Wayne Realty &amp; Insurance Co Inc."},{"@type":"BreadcrumbList","@id":"https:\/\/www.waynerealtyins.com\/blog\/what-is-a-property-insurance-deductible\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/www.waynerealtyins.com\/blog\/#listItem","position":1,"name":"Home","item":"https:\/\/www.waynerealtyins.com\/blog\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.waynerealtyins.com\/blog\/category\/insurance\/#listItem","name":"Insurance"}},{"@type":"ListItem","@id":"https:\/\/www.waynerealtyins.com\/blog\/category\/insurance\/#listItem","position":2,"name":"Insurance","item":"https:\/\/www.waynerealtyins.com\/blog\/category\/insurance\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.waynerealtyins.com\/blog\/what-is-a-property-insurance-deductible\/#listItem","name":"What Is a Property Insurance Deductible?"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.waynerealtyins.com\/blog\/#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/www.waynerealtyins.com\/blog\/what-is-a-property-insurance-deductible\/#listItem","position":3,"name":"What Is a Property Insurance Deductible?","previousItem":{"@type":"ListItem","@id":"https:\/\/www.waynerealtyins.com\/blog\/category\/insurance\/#listItem","name":"Insurance"}}]},{"@type":"Organization","@id":"https:\/\/www.waynerealtyins.com\/blog\/#organization","name":"Blog | Wayne Realty & Insurance Co., Inc","url":"https:\/\/www.waynerealtyins.com\/blog\/"},{"@type":"Person","@id":"https:\/\/www.waynerealtyins.com\/blog\/author\/agentinsure\/#author","url":"https:\/\/www.waynerealtyins.com\/blog\/author\/agentinsure\/","name":"admin","image":{"@type":"ImageObject","@id":"https:\/\/www.waynerealtyins.com\/blog\/what-is-a-property-insurance-deductible\/#authorImage","url":"https:\/\/secure.gravatar.com\/avatar\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g","width":96,"height":96,"caption":"admin"}},{"@type":"WebPage","@id":"https:\/\/www.waynerealtyins.com\/blog\/what-is-a-property-insurance-deductible\/#webpage","url":"https:\/\/www.waynerealtyins.com\/blog\/what-is-a-property-insurance-deductible\/","name":"What Is a Property Insurance Deductible? | Blog | Wayne Realty & Insurance Co., Inc","inLanguage":"en-US","isPartOf":{"@id":"https:\/\/www.waynerealtyins.com\/blog\/#website"},"breadcrumb":{"@id":"https:\/\/www.waynerealtyins.com\/blog\/what-is-a-property-insurance-deductible\/#breadcrumblist"},"author":{"@id":"https:\/\/www.waynerealtyins.com\/blog\/author\/agentinsure\/#author"},"creator":{"@id":"https:\/\/www.waynerealtyins.com\/blog\/author\/agentinsure\/#author"},"datePublished":"2026-10-31T12:00:00-06:00","dateModified":"2026-10-28T03:53:40-06:00"},{"@type":"WebSite","@id":"https:\/\/www.waynerealtyins.com\/blog\/#website","url":"https:\/\/www.waynerealtyins.com\/blog\/","name":"Blog | Wayne Realty & Insurance Co., Inc","inLanguage":"en-US","publisher":{"@id":"https:\/\/www.waynerealtyins.com\/blog\/#organization"}}]},"og:locale":"en_US","og:site_name":"Blog | Wayne Realty &amp; Insurance Co., Inc |","og:type":"article","og:title":"What Is a Property Insurance Deductible? | Blog | Wayne Realty &amp; Insurance Co., Inc","og:url":"https:\/\/www.waynerealtyins.com\/blog\/what-is-a-property-insurance-deductible\/","article:published_time":"2026-10-31T18:00:00+00:00","article:modified_time":"2026-10-28T09:53:40+00:00","twitter:card":"summary","twitter:title":"What Is a Property Insurance Deductible? | Blog | Wayne Realty &amp; Insurance Co., Inc"},"aioseo_meta_data":{"post_id":"227","title":null,"description":null,"keywords":null,"keyphrases":null,"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"","isEnabled":true},"graphs":[]},"schema_type":"default","schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"location":null,"local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2026-10-31 18:20:06","updated":"2026-10-31 18:20:06","seo_analyzer_scan_date":null,"focus_keyword":null,"additional_keywords":null,"truseo_locale":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.waynerealtyins.com\/blog\/\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">\u00bb<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.waynerealtyins.com\/blog\/category\/insurance\/\" title=\"Insurance\">Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">\u00bb<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tWhat Is a Property Insurance Deductible?\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.waynerealtyins.com\/blog\/"},{"label":"Insurance","link":"https:\/\/www.waynerealtyins.com\/blog\/category\/insurance\/"},{"label":"What Is a Property Insurance Deductible?","link":"https:\/\/www.waynerealtyins.com\/blog\/what-is-a-property-insurance-deductible\/"}],"_links":{"self":[{"href":"https:\/\/www.waynerealtyins.com\/blog\/wp-json\/wp\/v2\/posts\/227","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.waynerealtyins.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.waynerealtyins.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.waynerealtyins.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.waynerealtyins.com\/blog\/wp-json\/wp\/v2\/comments?post=227"}],"version-history":[{"count":1,"href":"https:\/\/www.waynerealtyins.com\/blog\/wp-json\/wp\/v2\/posts\/227\/revisions"}],"predecessor-version":[{"id":228,"href":"https:\/\/www.waynerealtyins.com\/blog\/wp-json\/wp\/v2\/posts\/227\/revisions\/228"}],"wp:attachment":[{"href":"https:\/\/www.waynerealtyins.com\/blog\/wp-json\/wp\/v2\/media?parent=227"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.waynerealtyins.com\/blog\/wp-json\/wp\/v2\/categories?post=227"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.waynerealtyins.com\/blog\/wp-json\/wp\/v2\/tags?post=227"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}