How Group Health Insurance Policies Impact Small Businesses

Based in Goldsboro, NC, Wayne Realty & Insurance CO Inc. assists the community through providing different insurance coverage options. We are committed to helping our clients find the insurance solutions that they are looking for. We have established successful partnerships with several carriers throughout North Carolina.

Group Health Insurance

We are aware of the state and federal health care laws. We strive to use our knowledge to inform people about everything that group healthcare insurance entails. Group health care insurance is a major asset for small businesses.

If you are a small business owner, the policy allows you to cover all of your employees under one plan. The policy comes with unique benefits that are not available in other health insurance policies. Your employees are given a network of doctors that they can choose from to be their primary care physician. The employees are also free to search for a doctor outside of the network if the business chooses a different policy. There are also different metal levels: gold, silver, and platinum, related to the coverage in the policy.

Make sure that you give your employees enough time to look over the policy before making a decision. If you have a diverse workforce, consider choosing a hybrid policy that allows you to meet the needs of every employee. Keep in mind that your employees are still covered for a few months in the event that they leave your business due to North Carolina’s Continuation Law.

Due to the flexibility of group health insurance policies, you have the opportunity to attract and retain high-quality employees by offering them this type of coverage. Not only do you have the opportunity to take care of your employees, but you can also gain an advantage over other small businesses in the industry.

Wayne Realty & Group Insurance CO Inc. Will Help You

If you are a small business owner in Goldsboro, NC, visit our website to learn more information about how we can assist you.