Home Insurance Coverage Options

The home insurance agents at the Wayne Realty & Insurance Co Inc. in the Goldsboro, NC area want homeowners to understand the importance of insurance to cover the considerable investment they have made in their beloved homes.

What Does Home Insurance Cover?

A home insurance policy will cover your home’s structure and any attached outbuildings. This can include decks and garages.

When it comes to your personal belongings, home insurance will help you replace those if your home is damaged or destroyed by a natural disaster, a fire, or an act of vandalism. Some of your personal belongings will include your clothing and toiletries, but they will also incorporate furniture and appliances that you have purchased for your home, as well as furniture.

If your home is burglarized, most home insurance policies will help you replace stolen items. A home insurance policy will also protect you from lawsuits if a visitor to your home falls and is injured or becomes injured in some other way while on your property.

You can add amendments to your home insurance policy to cover earthquakes and flooding since those are not automatically included in a home insurance policy. You can also include some other outbuildings, such as barns or sheds. You can accomplish this by speaking with a trusted home insurance agent who can assist you in creating the best policy for you and your situation.

If you owe money to a lender on the mortgage on your home, you must have a home insurance policy in place. Even if your house is paid off, you should have home insurance in case of a catastrophe.

Contact Wayne Realty & Insurance Co. Inc.

Call upon the trusted and experienced home insurance agents at the Wayne Realty & Insurance Co Inc. in the Goldsboro, NC area today to start your policy!