You probably prefer to be the person who drives your car all the time, but sometimes unexpected things come up. If you need to loan your vehicle to someone, knowing whether your car will be insured even if you’re not driving it can be very helpful. The professionals at Wayne Realty & Insurance Co Inc. servicing Goldsboro, NC can provide you with information that can help you determine whether your car insurance will cover someone else driving your vehicle. Here’s what you need to know. 

Can I Allow Someone to Drive My Vehicle and Have My Insurance Carry Over?

Generally speaking, car insurance will follow the car instead of the driver. This means that your car insurance should cover your vehicle even if someone borrows it for a short time. Every car insurance policy is different, so you should check with your insurance agent to be sure that your car insurance will carry over when someone else drives your car. 

What If Someone I Know Needs to Drive My Vehicle Regularly?

If someone drives your vehicle regularly, you may need to add them to your insurance. Talk to your insurance agent to find out how you can ensure that your vehicle is properly insured even when someone else drives it. 

Will Their Insurance Provide Coverage If They Are In An Accident?

Often, if the person driving your car has their own car insurance, they will be covered by their own insurance policy when they drive your vehicle. To find out for sure, they will need to contact their own insurance agent.

Contact Us for More Information About Auto Insurance

Do you need to know more about your auto insurance policy? Call the professionals at Wayne Realty & Insurance Co Inc. servicing Goldsboro, NC to find out how your coverage works.